Payment gateway fee changes

Eleven providers added in discovery round 3 (74 total), led by Herepay whose flat RM0.70 B2C FPX makes it the cheapest ranked gateway at about RM1.07 per RM100.

Full MDR table now published (FPX RM0.80 B2C, domestic card 1.8%, wallets 1% to 1.2%, setup RM399, RM100/yr), moving M1Pay from Contact sales into the ranking at about RM1.16 per RM100.

Full rate card now published (cards 0.99%, e-wallets 1.5%, DuitNow QR 0.8% + RM0.10, FPX RM2.00 B2C / RM0.70 B2B) alongside SME RM99/month and Enterprise RM149/month plans.

Homepage rate card recorded: FPX RM1.00 B2C / RM2.00 B2B, DuitNow QR 0.8%, e-wallets 1.5%, cards 1.75% local / 2.4% foreign, with QR, wallet and card channels subject to approval.

Malaysian MDR card now lives at /my/mdr-rates: online cards from 1.40% + RM0.65 and DuitNow from 1.0% (setup RM500 for WooCommerce/API); in-store cards from 0.50%.

The public rate card (FPX RM1.20/RM2.20, cards 1.5%/2.0%, wallets 1.5%) was removed; the pricing page is now a lead-capture form, so RinggitPay leaves the fee ranking.

The indicative from-0.8% e-wallet and DuitNow QR figures no longer appear on the pricing page; both fields return to Contact sales.

Pricing page now splits FPX personal (RM1.20 + RM0.90) vs corporate (RM2.00 + RM0.90), splits domestic debit 1.90% vs credit 2.00%, and newly publishes DuitNow Online Banking rates.

The previously published settlement schedule (three times weekly) is no longer stated anywhere on paydibs.com, so settlement returns to Contact sales.

Repriced: a flat RM0.90 now stacks on every method fee, and the full rate card is officially published (previously third-party figures).

Now publishes card 1.5% (foreign 3.5%) and DuitNow QR 1% or RM1, joining FPX RM1.00; enough official coverage to enter the ranking near the top.

The 3-month tenure merchant rate rises to 5% effective 1 February 2026, per the official seller notice.

Published a full 4-tier rate card covering FPX, cards and e-wallets on its official pricing page.

Per-wallet and BNPL rates are now on the official pricing page, and settlement is T+2 to T+3 (previously understood as faster).

DuitNow QR 1% and the RM99 signup fee are now stated on official pages.

DuitNow QR at 1.5% added to the official rate card.

DuitNow QR 1% (minimum RM0.15) and Atome BNPL 5.3% published officially.

DuitNow QR 1.2% published on the official site.

Merchant signup confirmed free on official merchant pages.

A RM2 minimum charge amount is documented officially.

T+2 settlement confirmed on official documentation (previously a third-party figure).

Previously published rates (2.5%, T+7) are no longer on the official site; fees now shown as Contact sales.

Setup and annual fees no longer published officially; downgraded to Contact sales.

Setup fee and T+1 settlement no longer stated officially; downgraded to Contact sales.

Rates removed from the official site; fees now shown as Contact sales.

Rebranded from gomobi to Mobi (mobi.xyz); same provider, updated identity.

Added to the directory with a fully published rate card; enters the fee ranking on official rates.