eGHL alternatives in Malaysia
Every provider below covers the same core payment channels as eGHL and is ranked by the same estimated blended cost used across this site: officially published rates applied to a RM100 transaction. Quote-based providers follow, by market presence.
As of 2026-07-17, the cheapest eGHL alternative with officially published rates is M1Pay, at about RM1.16 per RM100 transaction.
Ranked by estimated cost (published rates)
Malaysian payment gateway by MobilityOne: FPX, cards, e-wallets, DuitNow QR · FPX RM0.80 · Card 1.8% · E-wallet 1% - 1.2%
BNM-licensed open payment platform for SMEs · FPX From 1.00% · Card From 1.80% (min RM0.60) · E-wallet From 1.00%
Malaysian payment gateway with e-wallet and POS · FPX RM1.00 (B2C), RM1.50 (B2B) · Card 1.5% credit / 1.0% debit (local) · E-wallet 1.5%–1.8%
Full-channel gateway with T+1 settlement and fast setup · FPX RM1.00 · Card 1.75% · E-wallet 1.5%
No-fuss Malaysian gateway with payment links · FPX RM1.00 · Card 1.75% (local debit/credit) · E-wallet 1.5%
Axiata fintech gateway with fully published online rates · FPX RM1.00 · Card 2.00% · E-wallet 1.2% - 1.3%
Instant-settlement Malaysian gateway with 150+ payment channels · FPX RM1.00 · Card 1.9% · E-wallet 1.5%
All-in-one digital finance platform for Malaysian business · FPX RM1.00 · Card 2% · E-wallet 1.40%
FAQ
What is the cheapest alternative to eGHL?
As of 2026-07-17, M1Pay is the cheapest alternative with officially published rates, at about RM1.16 per RM100 transaction covering the same core channels.
Why look beyond eGHL?
Fees, settlement speed and supported e-wallets differ by provider, and eGHL does not publish comparable rates, so you cannot price it without a quote. Comparing on the same RM100 basket shows what each provider really costs.
Are these fees official?
Yes. Only rates published on each provider's own site are ranked; third-party figures are marked and excluded, and unpublished pricing shows as Contact sales. Every detail page carries the source and verified date.